but the policies we all believe in, programs everybody wants, namely social security and especially medicare, and unless and until we find ways to reform those programs to make them more affordable, we're going to continue to have trouble, both abroad and at home. >> host: and the last call for our two guests comes from bill in california. first of all, bill, where in california are you, and then go ahead and ask your question. >> caller: marina del ray. >> host: thank you. >> caller: okay. i never hear discussed what, to me, is clearly and obviously the real problem in the country. i like to paraphrase james' old saying in the election of 1992, it's the economy, stupid. it's the culture stupid. the culture of america is changing for the worse, and we see it in our terrible, competitiveness ratings, you know, with the foreign countries in math, science, ect. it's not hard to make chose changes. politically, it will be very difficult, but it's really quite cheap, and nobody ever talks about the kinds of things we have to do, and it's not putting more money into education, ect.; it's getting t